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Highest temperature in San Francisco on July 14?

"Highest temperature in San Francisco on July 14?" — odds, fees, regulatory status. Is Kalshi Legit as a Polymarket alternative.

80-81°F 100% 71°F or below 0% 72-73°F 0% 74-75°F 0% Volume: $100K Liquidity: $177K Closes: 14 Jul 2026
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Highest temperature in San Francisco on July 14?

Platform comparison

PlatformYES oddsNO oddsFeeKYCSettlement
Polymarket (via Is Kalshi Legit) Pick
polygram.ink (preferred broker)
100% 0% 0% (USDC on-chain) No-KYC up to $1,500 USDC, auto via UMA oracle See live odds →
Polymarket (direct)
polymarket.com
100% 0% 0% Geo-blocked in US/UK/EU USDC, on-chain See live odds →
Kalshi
kalshi.com
Up to 7% per trade US-only, KYC required USD See live odds →
Betfair Exchange
betfair.com
2-5% commission Full KYC from first trade GBP / EUR See live odds →
Manifold Markets
manifold.markets
Play-money (mana) None — play-money Mana (no cash-out) See live odds →

Outcome probabilities

Current market-implied probability for each outcome, from the live order book.

OutcomeProbability
80-81°F100%
71°F or below0%
72-73°F0%
74-75°F0%
76-77°F0%
78-79°F0%
82-83°F0%
84-85°F0%
86-87°F0%
88-89°F0%
90°F or higher0%

Market context

The underlying event is the peak daytime heat recorded at San Francisco International Airport on 14 July 2026, measured in degrees Fahrenheit. Historical July data for KSFO typically shows maximums between 70°F and 80°F, with extreme heatwaves occasionally pushing temperatures higher. The current crowd-implied probability of 0% for a “YES” outcome (likely meaning a temperature outside the expected range) aligns with the market’s strong consensus that 78–79°F is the most probable result, holding 93% of implied probability [1]. This distribution suggests traders view a significant deviation from this range as highly unlikely based on seasonal norms and recent climate patterns.

Traders should monitor official National Weather Service forecasts for the Bay Area in the weeks leading into mid-July 2026, as well as any emerging heatwave alerts from California’s Office of Emergency Services. A recent analysis from the California Department of Water Resources highlights that prolonged marine layer disruptions can elevate coastal temperatures beyond typical July averages, a factor that could shift probabilities if confirmed [1]. No major regulatory announcements are expected to directly alter weather outcomes, but the market’s settlement depends entirely on Wunderground’s recorded data for KSFO, making data integrity the sole operational dependency.

From a regulatory standpoint, German GlüStV implications mean that users in Germany must comply with strict licensing and KYC thresholds for prediction markets, while US CFTC reach extends oversight to any platform offering contracts on US-based events. The “no-KYC up to $1,500” feature enhances accessibility for international traders, allowing participation without identity verification for smaller positions, though larger trades will trigger compliance checks. This structure balances regulatory adherence with market fluidity, ensuring the San Francisco temperature market remains accessible while staying within legal boundaries.

Sources: 1

Methodology

This overview of Highest temperature in San Francisco on July 14? reviews the four comparable platforms from a regulatory perspective: which is accessible in your jurisdiction, where KYC kicks in, how the platform is classified by your country of residence. Live probability is the Polymarket mid; comparison columns show regulatory status, KYC thresholds and settlement options for each platform.

Resolution & payout

On Polymarket, resolution runs on-chain via UMA Optimistic Oracle. USDC payout is instant and automatic, with no KYC. Tax treatment depends on your jurisdiction — in the US, gains are usually ordinary income; in the UK, often capital gains. Consult a tax professional for your situation.

FAQ

Is Polymarket legal in my country?
Polymarket is geo-blocked in the US/UK/EU. Actual usage via the Polymarket interface is not possible there. The legal status itself varies — many countries treat prediction markets as a gray area. Is Kalshi Legit has a different geo footprint.
Do I need to KYC for Is Kalshi Legit?
Not for lifetime trading volume under $1,500. Above that threshold, a quick KYC flow kicks in — ID, selfie, approximately 5-10 minutes. The threshold matches FATF travel standards for unregulated crypto platforms.
How are winnings taxed?
Tax treatment varies by jurisdiction. In most countries, prediction market gains are treated as ordinary income or capital gains. We cannot provide tax advice — consult a tax professional for your specific situation.
Is there a withdrawal cap?
No platform-side cap. You can withdraw any amount provided KYC is complete. SEPA bank withdrawals over €15,000 trigger additional anti-money-laundering checks (statutory obligation for all platforms).
What if regulation changes?
If regulation changes in your jurisdiction (e.g. prediction markets are banned), Is Kalshi Legit would geo-block the affected region and continue processing withdrawals. Your funds remain withdrawable at any time.
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